Foreclosure Attorneys in Jacksonville
Are you behind on your mortgage payments? Foreclosure may be on the horizon.
Florida is a judicial foreclosure state, which means your lender needs
to go through the court system before evicting you and selling your property.
They will also need to wait to do so until you have been delinquent for
more than 120 days.
Despite this pre-foreclosure period, acting quickly is imperative. The
sooner you obtain professional support, the higher your likelihood of
implementing a successful foreclosure defense strategy and protecting
Edwards & Edwards, P.A., our Jacksonville
attorneys are prepared to fight tenaciously for your rights and wellbeing. With
over half a century of combined experience, we have what it takes to thoroughly assess your situation, determine the
most appropriate way forward, and guide you through the foreclosure defense
process with efficiency and care.
To schedule a case evaluation, call
(904) 478-9255 or
contact us online today.
We offer same-day services and flexible scheduling.
Bankruptcy and Foreclosure
Most people associate bankruptcy with the loss of property. However, bankruptcy
allows countless homeowners each year to obtain temporary protection from
their lenders and even avoid foreclosure altogether.
file bankruptcy, the court will issue an order called the automatic stay. The automatic
all collection activities, from phone calls to foreclosure. During the entirety of your case, this
order will protect you from creditors, lenders, and debt collectors who
want to seize your property or collect what you owe in any other way.
Chapter 13 bankruptcy is typically the most effective way to prevent foreclosure. The automatic
stay lasts for
3-5 years (i.e. the duration of your payment plan), giving you ample time to catch
up on arrears. If you are caught up on payments by the end of your case,
you will effectively rescue your home from foreclosure.
Our attorneys at Edwards & Edwards, P.A. can help you utilize Chapter
13 in the most effective way possible. If your goal is to prevent foreclosure,
we are ready to use our decades of experience to help you find the right