Foreclosures

Foreclosure Attorneys in Jacksonville

Are you behind on your mortgage payments? Foreclosure may be on the horizon. Florida is a judicial foreclosure state, which means your lender needs to go through the court system before evicting you and selling your property. They will also need to wait to do so until you have been delinquent for more than 120 days.

Despite this pre-foreclosure period, acting quickly is imperative. The sooner you obtain professional support, the higher your likelihood of implementing a successful foreclosure defense strategy and protecting your home.

At Edwards & Edwards, P.A., our Jacksonville bankruptcy attorneys are prepared to fight tenaciously for your rights and wellbeing. With over half a century of combined experience, we have what it takes to thoroughly assess your situation, determine the most appropriate way forward, and guide you through the foreclosure defense process with efficiency and care.

To schedule a case evaluation, call (904) 478-9255 or contact us online today.
We offer same-day services and flexible scheduling.

Bankruptcy and Foreclosure

Most people associate bankruptcy with the loss of property. However, bankruptcy allows countless homeowners each year to obtain temporary protection from their lenders and even avoid foreclosure altogether.

When you file bankruptcy, the court will issue an order called the automatic stay. The automatic stay halts all collection activities, from phone calls to foreclosure. During the entirety of your case, this order will protect you from creditors, lenders, and debt collectors who want to seize your property or collect what you owe in any other way.

Chapter 13 bankruptcy is typically the most effective way to prevent foreclosure. The automatic stay lasts for 3-5 years (i.e. the duration of your payment plan), giving you ample time to catch up on arrears. If you are caught up on payments by the end of your case, you will effectively rescue your home from foreclosure.

Our attorneys at Edwards & Edwards, P.A. can help you utilize Chapter 13 in the most effective way possible. If your goal is to prevent foreclosure, we are ready to use our decades of experience to help you find the right way forward.

Other Foreclosure Defense Options

Chapter 13 bankruptcy is not the only way to avoid foreclosure. You might also benefit from a mortgage modification, in which we negotiate with your lender for better terms.

The result of these negotiations might include:

  • A lower interest rate
  • Lower monthly payments (by extending the length of the plan)
  • Delinquent payments added to the end of the plan

Alternatively, our attorneys might recommend a short sale, which is when you sell your home for less than what you owe. This can be difficult to achieve, and it comes with certain risks, which is why you should consult with our team before moving forward.

No matter what type of foreclosure defense strategy we select, you can trust us to guide you with care, foresight, and efficiency. Your best interests are our top priority at all times.

Give us a call at (904) 478-9255 or contact us online today.

The Legal Team You Can Trust

With decades of experience in a vast range of practice areas, our attorneys are fully equipped to help you navigate your legal challenge. We use our multifaceted perspective to provide each client with extensive information regarding their options and rights, and we develop legal strategies from scratch to suit each unique situation. If you are looking for a team of attorneys who genuinely care for you and your loved ones, look no further than Edwards & Edwards, P.A.

Schedule your initial consultation by calling (904) 478-9255 or contacting us online today.

The Sisters-at-Law are On Your Side

What Sets Us Apart
  • Over 50 Years of Combined Experience
  • Wide Range of Legal Services Available
  • Responsive to Client Communication
  • Sister-Owned Firm, Entirely Run by Women
  • Flexible Payment Plans Available
  • Habla Español

What Our Clients are Saying

Testimonials
  • Professional and straightforward.

    “Amanda Edwards is professional and straight forward with you about your case. Would highly recommend her to anyone that needs assistance.”

    - Suzy McGuffin Smith
  • Amanda Edward's is an excellent attorney.

    “Fully explained what to expect prior to the hearing. Kept the hearing within the tiles of law. Very thankful and highly recommended.”

    - Barbara R.
  • Very thankful for representing us.

    “Amanda represented our case with the utmost professionalism and compassion. She made our experience in dealing with our case go as smoothly as possible.”

    - Amanda Kinzey
  • Always do a great job.

    “Very diligent and attentive in any of the legal needs that I or my company have had.”

    - Lucas Kuchler
  • An amazing lawyer I'd recommend to anyone else in need of an attorney.

    “Amanda Edwards helped my brother in a major way. He was in jeopardy of losing his beloved best friend. Thanks to her, he didn't have to put his best friend down.”

    - Shelly Russett
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Results That Speak for Themselves

  • Criminal Record Expunged & Custody Agreement Revised

    While retained for a custody matter, the client's criminal record was expunged, allowing for revisions to his custody agreement.

  • Accomplished Probate, Assisted Asset Liquidation Probate & Asset Liquidation

    Edwards & Edwards handled the probate and liquidation of real estate holdings on behalf of an incarcerated client.

  • Handled All Legal Matters for Family Divorce, Business Partnership Agreement, Probate, & Trust

    Handled various legal matters for one family, including divorce, revision of their business partnership agreement, probate, trusts, and title and closing of multiple residences and assets.

  • Stay of Foreclosure & Home Retained Foreclosure Defense and Bankruptcy

    The client was retained for foreclosure defense, but after initiating bankruptcy proceedings, foreclosure was stayed and the client was allowed to reorganize their finances and keep their home.

  • Accomplished Probate, Assisted Asset Liquidation Probate & Asset Liquidation

    An out-of-state client had a death in the family. Probate and liquidation of the estate were required.

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Don't Wait to Receive the Help You need We're Prepared to Help You with All of Your Legal Needs

Don't know where to start when facing a legal matter? Our experienced team of lawyers led by the Edwards sisters is here to assist you. Schedule a consultation with us to discuss your case.

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